Author Archives: Chari Ogogo

About Chari Ogogo

I help people nearing retirement understand their finances via one on one coaching, webinars and blogging.

What are your investments?

Money ResourcesThe majority of our investments are non-financial. Our real worth is in our ideas and time. I am declaring that there are 4 non-financial investments that determine our wealth.

Energy— what gives your energy? I have found that having a structure or framework defines my output. I like to have a visual of how I will management my project. I use

Love–what do you love and why? I love gardening, it allows me a time to commune with nature and gets into a zen space. I love to learn and enjoy learning about the stock market, forex and cryptocurrency. This has become my part-time endeavor to earn money. I currently study with, Cubicle, and

Time How many hours do you spend on creating a life you want? I found when I made an appointment to study, write and create content, I was close to reaching my financial goals without stressing about and grinding. It became a routine.

Happiness and Joy What makes you happy or gives you joy? When was the last time you were happy and feeling joy? I spend time daily reaching out to family and friends to stay connected. Today, I plan to spend time with my daughter to check out a new film during the middle of the day. One of my friends texted me about reading and understanding Think or swim platform. I made a reference that she could call their contact number and someone could answer her questions. Her questions were more involved than I could answer.  It is knowing when we can help someone and how we can best serve.

Hope this has helped you to look at your investments with new eyes. Here is a course that might help you take your business idea to another level.

What are your investments? How do you categorize your non-financial goals?  How, do your non-financial goals relate to your financial goals?

Wishing happy investing and building your tomorrows today.
Chari Farmer Ogogo

Do you have an Accountability Partner?

Do you Have an Accountability Partner?Who supports you? Do you meet on a regular basis?  Are you of the school you will pick yourself up and can do this by yourself?  One of the things that athletes who train for the Olympics, an event or just for the next goal, is they have a coach or someone who can assist how they can reach the next level. That coach or accountability partner can see your strengths and areas that can impair and point out how you can improve that move. If you want to write that bestseller, you might need an editor or take composition courses to improve your craft.  Do you want to sell online or market your product or service? How do you gauge is the best way, This might be the technical details. It is having another set of eyes that can help you reach your goal.

What may lie underneath and can undermine your best efforts are your habits.  Do you have short-term goals written down?  Are you working daily towards your dream? What is your long-term goal? Why is it important to you? Do you have a quiet space to work on your projects, manage your money and know the details of your finance? What are the distractions? What inspires you?  Does watching all the latest shows of DIY shows or HGTV episodes for hours before starting or completing your goals for the day? Habits or distractions can derail your best ideas.

What do you believe about yourself?  I am a writer and make money from my craft.  What am I doing each day to make this happen? Who knows what I write? Do I have a youtube channel?  Who is my target audience? What type of books do I write and how can I make a difference in someone’s life?, the African American Literature Book, the African American Literature Book Club

These are questions that you and an accountability partner can pose and get you on your path and reach your goal sooner rather than later.  I have used some tools that have helped me to visualize my work. works for me as a project management tool.  Your habits must be consistent with what you believe and how you plan to show up. (put in the link)

To create new habits that support your beliefs, you must decide what is your goal and make the changes.  I got organized and wrote my to-do tasks as a memo on my phone daily. I made an appointment with myself.  I planned my project on  I decided to plan and add a course that I wanted to complete within 30 days as part of my to-do-tasks. One of the courses I am taking now is How to find and know your Avatar.

Choose to grow and build your self-esteem and get support for your dreams.  Have a focus on your goal.  Set up your plan for success and make an appointment for your goal daily. Take a course that can support you along the way. Do you have an accountability partner?

Happy investing in yourself one day at a time.

Chari Farmer Ogogo

Be a comeback !!!

Portrait of twobusiness woman working in her office.

What skills and attitudes to do you need? Nobody becomes a winner without playing in the game. You got to learn the rules of the game (money, basketball, love). Study the success to find the clues.
Make the moves.The most important skill is to make the moves. Practice on the court. Create daily habits. Jump in and start to engage. Has your personal credit been trashed? Find out what areas are deficient and start to work on the areas that you can improve. Is it because you have low income and too many debts? Define your skills and what could bring in you do to earn more. Connect on private board. I use  Trello board: monetize your passion to profits. Have you ever considered a business? Learn the difference between personal and business credit.

Take a shot. You can not let fear prevent you from trying to shoot the ball. More shots you take, the better your aim. I want to become the best blogger in my field. I write daily drafts and put down my ideas. Share every three days my writing. Am I perfect? Not always, but the intent is to write and become better and to get noticed. Contact a credit monitoring and begin to renegotiate your debts and develop a plan to tackle your personal credit. Learn about business credit and how to build.

Get the rebound.I get a coach to check out my spelling, grammatical errors and work on my strengths. I have replaced the fear of taking action with concrete steps. For credit challenges, you might want to develop a separate business identity.

Happy investing in yourself and create a better tomorrow today
Chari Farmer Ogogo