Category Archives: Business Tips

Do you have tenacity?

Do you feel that you have lost your bearings?. The images of defeat are so real that you are ready to give up. The chatter is so loud and all the conversation is about lack and limitation. This resembles 2008 and all the fears of the past are coming up.
At this time, drop and roll. Remember you survived and thrived. What were the times you still found joy? During these turbulent times reflect on the good and use this as the fodder for moving forward. The strength is not looking at the lack, but to raise your vibration and focus on the good. When we choose to look for the good we fortify our inner immune system and repel sickness and the day does not seem bleak.
The last two weeks for those trading and investing in the stock market, we have seen the market retreat and our account values have declined. When I turned my attention to my plan and remembered the fundamentals and that I had studied for these turbulent times. I was able to select the right course of action and weathered the storm. I had stocks that were primed for earnings and the stocks exploded and made my account green. I shifted my thoughts and observations from lack or what was possible. This approach is what helps me to pay attention to the garden and how the condition can change.

Patience and look for the patterns are the key choices to plant in the garden and to invest with confidence

Chari Farmer Ogogo
Be Savvy Live Wealthy, from a setback to a comeback

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Hunting money or farming money

Beautiful female business woman consultant providing global reorganization strategy solution ideas concept.

Hunting money is what you earn when you are searching for new sales or new clients. It is the daily hustle. The grind. The money you EARN through hard work. But farming money is different.

Farming money is when you take your hard-earned money and you plant it. You plant it in a 401k. You plant it in a real estate investment. You plant it so that it will grow and build your wealth…

If you had a choice, which would you prefer? Hands up for farming money. We love to see our accounts grow and with little effort. The farming is that we need to plant seeds that we will see results. Will all the seeds planted produce viable fruit? Not always true. We must pay attention to the conditions, is it fair, seasonally warm, wet, drought can decide if the seeds will produce now or within a few weeks or months. But a true farmer will plant seeds and adjust his observations to the changes and become flexible.

Hunting money is what most of us do and it might lead to the sales. This is the approach to every day setting your target. Send more emails, follow up and chase down the clients. Does this produce stress? Absolutely.

What if we could have a mix of both styles and see positive results. We send out emails and show our clients the benefits of our system. Share with them a success pattern that would grow their money with a proven system that would not cause a negative return to their personal wealth.

4 Strategies to change your money conversation
Tax reduction with your business and personal. Teach others how to use the tax strategies throughout the year.
Correctly set up business that eliminates your personal credit at risk and you can increase your access to cash
Set up a business that guarantees success using your existing clients.
Read books or listen to about how to reconstruct your finances:
The Total Money Makeover: A proven plan for Financial Fitness by Dave Ramsey
Zero Debt: The Ultimate Guide to Financial Freedom by Lynette Khalifani-Cox
The Richest Man in Babylon by George Clason
Maxed out: Hard times in the Age of Easy Credit by James Scurlock
How to get out of Debt Living Paycheck to Paycheck: 9 simple steps to financial freedom (

The emphasis is to make money do good. Invest with a purpose.

Chari Farmer Ogogo
Be Savvy Live Wealthy, from a setback to a comeback

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Patience in 2018

I was not too patient in 2017 and often flirted without reason and made unwise snap decisions. Well now I am in 2018 and a habit that I started today was to look at a trend and stay the course. Emotions can cloud our judgment. When we cannot see behind, below or above we make a decision that does not include all the angles. This happens in not giving time for something to mature.
Often in gardening, we can not see what is below in the soil. the expression of the plant can be deceiving. What is growing below in the roots is more important than what is displaying on top.By spring, the flowers will be blooming and be showing off new colors and buds. It is in anticipation that we know will arrive. In the meantime allow hibernation and the slowing of the plants to gain momentum.
Investing or trading in the stock market does not always move the way we want. There are seasonal time and being patient is an asset.This surely happened today when I was looking at my brokerage account and found that patience was in my favor. During December some stocks that I held had been stuck in no moment or even had retreated. Knowing that this is near an earnings season, the stocks rebound in January.
I made an unwise movement in the forex, entered impulsively and saw my account plunge. Normally I would have quickly exit and took my loss. By shifting my view from a day trader to a longer-term momentum, I gained another skill set. I waited until the market retraced and was able to regain and minimize losses.
Patience taught me a lesson in not overreacting. My acronym for Patience in 2018 is Power, achieves, triumphs, intention, even flow, not haste, choose and energize.I am ready to create other habits that will serve me well and not overreact and slow down and enjoy the moments.

Happy investing and gardening

Chari Farmer Ogogo
author, Be Savvy Live Wealthy

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