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Investing and Gardening are like twins

photo-1414690165279-49ab0a9a7e66Why invest? My why is based on the desire to have more freedom in my lifestyle. One of the possibilities is that you can trade and invest from anywhere in the world. I like the idea of leverage. Your money can work harder for you instead of you working for the money. You can invest in yourself to grow more and build a prosperous mindset. Ongoing learning and improving. There is no racism, sexism or ageism and no glass ceiling attached to investing and trading in the stock mark. The is a recession proof skill set.. You can trade if the market goes up, goes down or stays neutral.
Gardening can be done anywhere and it does not know your ethnicity, sex or age and there are no limits. You can garden in containers, on rooftops, backyards and any country you choose to visit. Gardeners exist everywhere and there is a common sharing of ideas. Youtube share is easy to learn about garden techniques.

As you begin to develop a portfolio, you can start with as little as $500. You can buy one stock at a time, then add money on a regular basis and add more stocks as there is a 5 dollar move. This is the way to start small and grow over time. Stocks that I have purchased are Microsoft (MSFT), Visa (v) and Master Card (MA), Verizon (VZ) and AT&T (T). If you bought one share of each of these you can invest $350. Each month add to your account $50 to $150 and over the next 90 days, you will see your account grow. In addition, each of the stocks will pay a dividend every quarter. You can also place these stocks on a watchlist such as Yahoo Finance.
Play in the dirt or gardening is a lifelong experience. No matter your age, once you have become a player in the dirt you will have lifelong memories of how flowers, veggies or fruits that you have loved. I recently visited my dear aunt who resides in assisted living. She shared her memories of growing flowers such as dahlias and collard greens. Her eyes lit up when she saw photos of my greens in my raised beds. She remembered the leaves of collards and how it was different from mustard or turnips.

When I first started, I set up an account with TD Ameritrade and did most of this online. You can also go to a local TD Ameritrade office. You can get started as soon as today. There is a 24/7 access and help via phone. The most important thing is to get started and build another source of an income stream.
How I got started gardening was when I visited my grandmother in Arkansas as a youth of 10. My grandmother had been farming acres since early 1920’s. She had never been a sharecropper and was independent and lived off the land for her existence and was a homesteader. I learned first hand what it meant to be a self-starter and the importance of being self-sufficient. I received more hands-on training as a master gardener in a local UC extension program.

My initial step into investing was fearful, I chose to work with a mentor and watch a ton of Youtube videos. I now feel more confident. I plan to share more videos and tips in blogs on the way to invest and share my experiences. Venturing into gardening means you study and learn and observe patterns. Since there are so many types of gardening styles, you can choose which style you plan to master. Here are some types that I have used, container gardens, drought tolerant planting, vegetables, fruit trees, flower growing and cottage gardens.

I believe when I share my experiences of investing and how it has changed my life, this will inspire you to take action and control of your financial future. My goal is to support you and to move forward and build your portfolio and armed to be a better investor and trader. Every blog, I will share some tips that you can use to grow and compound your account. Gardening and investing are similar in that tips and ideas can inspire you to try one idea and build on your knowledge base. If you start with a container garden and choose to grow vegetables and maybe add some fruits later. Just like investing, you must start with a foundation, develop a plan or blueprint and decide what is your long-range objective. Growing a portfolio or growing plants happens over time.

My radical change is when I set a goal to earn 2% per month. This was a simple goal is doable. I decided to stick with stocks that pay a dividend and start small. I have selected At&t and Home Depot. Both stocks pay a dividend every 13 weeks. I decided 10 shares of each stock was something that I could watch over time and see how they performed. Your account should begin to grow and compound and can weather a storm.
Planting a garden can be a simple endeavor. You can start with either some seeds or a transplant from a garden into a container. I tried both to grow a lemon tree from seeds and from a transplant. Both were easy to do. I established a container garden; that I added a mixture of soil, compost and then added the seeds and a transplant from the in-ground plant. Today the plant is growing and is ready to be moved to a larger planter and will produce many lemons this year.

Recap: start your growing of making your money work for you open a brokerage account, set a realistic goal, buy 10 shares and watch how the stocks perform. If you want more growing tips for your garden, start small and design a garden one step at a time. If you have questions, you can email me at

happy growing and investing in your future

Chari Farmer Ogogo

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Why Go Fund Campaign?

Do we have a story that inspires and helps others? We need to speak up and share a way that alleviates suffering and helps others to rise above a temporary downfall. We must seek out solutions and find a way to help others who are most vulnerable.
I read a story of one mother who almost went bankrupt supporting her mentally ill son. I realize that my family was suffering in the same way and that we had kept this secret hidden and now that my mother who has been the backbone of our family, I took a leap of faith and decided it was time to speak out about the trap of student loans and how mental illness often accompanies.
We are all affected by someone in a family that suffers an illness. It can wreck your finances and job performance and relationships. The money problems can lead to mental illness, addiction and even prison. It is time to speak up about the inequalities and find solutions.
I set up a go fund me account and began asking for others to stand with me to find a solution. I expressed that I wanted to help reduce my daughter and my friend student loan debt, help them with housing and receive help with the mental illness. Hopefully others will sense that we can help and bring the demoralizing effect of student loans and mental illness by offering concrete solutions.
Did you know that many people today who are homeless are due to economic hardship and many are trying to find a way out of the mental anguish.
Thank you for supporting this go fund campaign.

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How to jump start your business in 4 weeks

footer-imageGo from confused entrepreneur visionary to real life business owner in just 4-weeks. Are you ready to leave the day job and start your own business? Are you tired of getting up each day and working to build someone else’s dream? Are you ready to finally start that business you’ve been talking about?

Here are 8 specific suggestions for boosting your mood and take charge to move forward.
Accept yourself as you are and accept that you deserve to be happy.
Do today what you would do if you found out you had only months left to live.
Plan pleasurable activities in advance. Looking forward to something.
Behave in a way that you have arrived. Just do it. Instead of looking at the attitude you must change.
Think of 5 things each day for you which you are grateful and write them down.
View the world optimistically
Help others and ask for help when you need it. Answer the question. What did I do for someone else and for myself today?
When you think of the negatives, note it, evaluate and replace the thought with something more realistic.

To shift in an entrepreneurial mode, we must replace a victim or overwhelm thinking. The online class will be a foundation strategy for building our dream business. Here are the topics to be covered: – How to shift your mindset toward a lifestyle of entrepreneurship and ultimately success. – How to define your target audience so that you’re not shooting blindly in the dark hoping to catch an attentive ear. – Crafting a solid infrastructure, that will automate your business, helping you gain revenue in your sleep! – Where to find the funding to support your business’ developmental stage. You’ll receive a 35-page, customizable Blueprint for starting your business.
Become financially free and learn skills to not be stressed if there is a downturn in the market.

Great way to learn a new skill set, build your business, design your marketing plan and execute.
Moreover, you will find ongoing support for your business and acquire more like-minded business partners who can guide you along your journey.

In today’s market it is about building your network and enlarging your sphere. As we know today, the internet makes it possible to grow and build a business and make new contacts all with a click. One vehicle is using the Facebook groups to build a following, grow your brand and set up for success.

Today is the day to take charge of your future and increase your confidence and believe it is possible to make a difference in your finances and choosing your lifestyle. Begin to understand you can gain control of your success by taking personal actions for your outcomes. When we spend too much time on the external events in the news and not investing in our personal development, the life we live is not in the moment. Grace Hansen wrote ” Don’t be afraid that your life will end; be afraid that it will never begin”
Here is the link for your personal development:

Happy Investing in your yourself and your future

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