Create an Accountability plan You don’t have to call it a budget. Many financial experts refer to budgets as a “savings and spending plan” or “cash-flow management” to focus on being in control of your spending. Pick a method that’s right for you. Some people prefer the discipline of a detailed spending plan that tracks …
Choose a system to determine how you will track the budgetary information, whether it’s paper and pencil, an Excel spreadsheet, or a personal finance software package. Choose a system to determine how Determine your income from various sources, including gross salaries and wages, bonuses, interest and dividend income, pension or Social Security income, tax refunds, …
“You have power over your mind — not outside events. Realize this and you will find your strength.” –Marcus Aurelius Have you made a decision to leave your current job and want to be self-employed? You are so tired of the others making decisions what time you show up and when you can take a …
Gardening has taught me many lessons about living and growing. The Garden of Life employs plants and plans that are ways to create a life worth living. How to lean not on the appearances but on an inner conversation with God. By design the plants and plans have a message to encourage our faith and …
This is the latest new video for Bsavvylivewealthy.com. There are some projects beginning in February. We are starting Be Savvy Live Wealthy membership program which can support you while you are redesigning your life and follow your passion. Some of the projects: How $5/day can help you to invest; How to earn monthly income from …
The success or failure is the difference is PMA and NMA. PMA is a positive mental attitude will produce and maintain success. We ask questions to enlighten and motivate. How do I generate new ideas? Do I know enough about my business? What do I think about? We strive to work on the areas that …
This is the quintessential question? How do you know when you will have enough money to do the things that you desire? Do have more bills than income? Then you will need to either reduce your spending and or pay off your debts or make more money to exceed your debts. What are the ways …
Set aside time for yourself. Turn off the television, take time to reflect and really listen with your heart. I left work early today and had planned to work outside in the garden. I felt compelled to write and complete a new book. This book is not for me, but it is about how we …
Most of us know it is smart to save money for those big-ticket items we really want to buy — a new television or car or home Yet you may not realize that probably the most expensive thing you will ever buy in your lifetime is your…retirement. The cost of those future years is getting …
